When should I lock my interest rate?

The interest rates have been at historic lows and bank's are busier than ever meeting the demand of borrowers that are requesting to refinance their…

Best mortgage for today’s first time buyer

What is the best mortgage for the first time buyer?Looking for the right mortgage can be a challenge since there are so many mortgage programs…

How Mortgage Industry Works – Why Lenders Ask So Many Questions?

In this guide, Karan reveals how the mortgage industry works and he also explains the 3 parts of market: primary market, secondary market and MBS…

What is the best bank to use to refinance your mortgage?

The rate market is on fire and it's a great time to lock in a low fixed rate. My last video was on loan products…

Factors Determining the Interest Rate

In today's video I will discuss all the factors that affect the interest rate. There are basic rules which all lenders take into account that…

What Is APR?

APR stands for Annual Percentage Rate and is commonly stated by Mortgage banks and lenders on the financial documents that they give to their customers.…