Creative Lending Programs

By Mortgage News, Real Estate June 14, 2019

Dear Friends,

In today’s video we discuss creative loan programs that are really helping a lot of people get into homes. The creative loan products that we are going to cover today are commonly known as Non-QM loans, Non-conforming or Subprime loans. These type of loans are usually originated by private equity firms and they are bought by large hedge funds.

Owner occupancy Non-QM loans in today’s market follow the Ability-repay-standard set by the Consumer Financial Protection Bureau and these loans have very strict guidelines. Compete opposite of what was happening before the recession!

The two main products we will talk about:

  1. Owner Occupancy/Consumer Purpose
  2. Non Owner Occupancy/Business Purpose

Watch this video to find out how these loan products are opening avenues for people who have been rejected by traditional banks. These programs are there to provide you with an alternative solution and help you get into that Home.

I hope you enjoy this piece! Until next time…

About the Author
Karan Singh
Karan Singh
My brand thrives on building meaningful relationships with clients, colleagues, and co-workers. Consider me your passionate ally in helping you and your family craft a future as solid as the foundation of your dream home.

For the past 8 incredible years, I’ve been on a mission to turn the elusive “”American Dream”” into a tangible reality for home buyers. Think of me as your guide, relentlessly searching for that perfect home at the perfect price. And for sellers, I’m the secret weapon to ensuring your property gets snatched up for top dollar, faster than you can say “”sold!””

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So, let’s cut to the chase. If you’re itching to unlock the door to your real estate goals, give me a call today. Trust me, you won’t be disappointed. It’s time to make moves, my friend!